{"id":1563,"date":"2023-04-19T19:42:53","date_gmt":"2023-04-19T19:42:53","guid":{"rendered":"https:\/\/portaldiadia.com\/?p=1563"},"modified":"2023-04-14T19:44:14","modified_gmt":"2023-04-14T19:44:14","slug":"ako-konzultovat-fgts-vsetko-co-potrebujete-vediet","status":"publish","type":"post","link":"https:\/\/portaldiadia.com\/sk\/ako-konzultovat-fgts-vsetko-co-potrebujete-vediet\/","title":{"rendered":"Ako skontrolova\u0165 FGTS? V\u0161etko, \u010do potrebujete vedie\u0165!"},"content":{"rendered":"<p>Dobr\u00fd de\u0148! V tomto \u010dl\u00e1nku budeme hovori\u0165 o <strong>ako skontrolova\u0165 FGTS<\/strong> jednoducho a jednoducho.<\/p>\n<p>V skuto\u010dnosti m\u00e1 Garan\u010dn\u00fd fond servisn\u00e9ho \u010dasu pr\u00e1vo pre v\u0161etk\u00fdch pracovn\u00edkov s form\u00e1lnou zmluvou v Braz\u00edlii a je d\u00f4le\u017eit\u00e9 vedie\u0165, ako sa k t\u00fdmto inform\u00e1ci\u00e1m dosta\u0165.<\/p>\n<p>Na za\u010diatok je d\u00f4le\u017eit\u00e9 pochopi\u0165, \u010do je FGTS. Ide o fond, ktor\u00fd je zamestn\u00e1vate\u013e povinn\u00fd uklada\u0165 mesa\u010dne na \u00fa\u010det prepojen\u00fd s pracovn\u00edkom, \u010do zodpoved\u00e1 8% mzdy.<\/p>\n<p>Tieto peniaze sa u\u0161etria, k\u00fdm ich pracovn\u00edk nepotrebuje, \u010di u\u017e z d\u00f4vodu nespravodliv\u00e9ho prepustenia, v\u00e1\u017enej choroby alebo d\u00f4chodku.<\/p>\n<p>Teraz po\u010fme k veci: <strong>ako skontrolova\u0165 FGTS<\/strong>. V skuto\u010dnosti existuje nieko\u013eko sp\u00f4sobov, ako to urobi\u0165, a ka\u017ed\u00fd z nich vysvetl\u00edme. Sledujte a dozviete sa viac!<\/p>\n<h2>Ako skontrolova\u0165 FGTS?<\/h2>\n<h3>Prostredn\u00edctvom feder\u00e1lnej webovej str\u00e1nky Caixa Economica<\/h3>\n<p>Najjednoduch\u0161\u00ed sp\u00f4sob, ako skontrolova\u0165 FGTS, je prostredn\u00edctvom webovej str\u00e1nky Caixa Economica Federal.<\/p>\n<p>Aby ste to mohli urobi\u0165, budete musie\u0165 ma\u0165 po ruke svoje \u010d\u00edslo NIS a registrovan\u00e9 heslo. Ak nem\u00e1te heslo, m\u00f4\u017eete si ho vytvori\u0165 na samotnej webovej str\u00e1nke.<\/p>\n<p>S t\u00fdmito inform\u00e1ciami prejdite na webov\u00fa str\u00e1nku Caixa, kliknite na \u201eV\u00fdhody a programy\u201c a vyberte \u201eFGTS\u201c. Potom zadajte svoje NIS a registrovan\u00e9 heslo. Pripraven\u00fd! Budete ma\u0165 pr\u00edstup k zostatku na va\u0161om \u00fa\u010dte prepojenom s FGTS.<\/p>\n<h3>Cez aplik\u00e1ciu Caixa<\/h3>\n<p>\u010eal\u0161ou mo\u017enos\u0165ou je pou\u017ei\u0165 aplik\u00e1ciu Caixa, ktor\u00e1 je dostupn\u00e1 pre Android a iOS.<\/p>\n<p>Proces je podobn\u00fd ako na webovej str\u00e1nke: na pr\u00edstup k v\u00e1\u0161mu zostatku FGTS budete musie\u0165 zaregistrova\u0165 svoje \u010d\u00edslo NIS a heslo.<\/p>\n<p>V skuto\u010dnosti v\u00e1m aplik\u00e1cia umo\u017e\u0148uje konzultova\u0165 aj \u010fal\u0161ie inform\u00e1cie, ako napr\u00edklad kompletn\u00fd v\u00fdpis prepojen\u00fdch \u00fa\u010dtov.<\/p>\n<h3>Cez internet banking va\u0161ej banky<\/h3>\n<p>Niektor\u00e9 banky pon\u00fakaj\u00fa aj mo\u017enos\u0165 kontroly FGTS cez internet banking. V takom pr\u00edpade si mus\u00edte overi\u0165, \u010di va\u0161a banka t\u00fato slu\u017ebu pon\u00faka, a postupova\u0165 pod\u013ea pokynov v \u010dasti ot\u00e1zky alebo v\u00fdhody.<\/p>\n<h3>Osobne v pobo\u010dke Caixa<\/h3>\n<p>Nakoniec je mo\u017en\u00e9 konzultova\u0165 FGTS osobne v pobo\u010dke Caixa. K tomu budete musie\u0165 predlo\u017ei\u0165 identifika\u010dn\u00fd doklad s fotografiou a \u010d\u00edslom NIS. T\u00fdmto sp\u00f4sobom v\u00e1s bude m\u00f4c\u0165 oper\u00e1tor informova\u0165 o zostatku v\u00e1\u0161ho prepojen\u00e9ho \u00fa\u010dtu.<\/p>\n<p>Pam\u00e4tajte si, \u017ee je d\u00f4le\u017eit\u00e9 ma\u0165 preh\u013ead o zostatku FGTS, najm\u00e4 v \u010dasoch finan\u010dn\u00fdch \u0165a\u017ekost\u00ed.<\/p>\n<p>Vlo\u017een\u00e9 peniaze mo\u017eno v skuto\u010dnosti pou\u017ei\u0165 na r\u00f4zne \u00fa\u010dely, ako je splatenie dlhov, k\u00fapa vlastn\u00e9ho b\u00fdvania alebo invest\u00edcia do podnikania.<\/p>\n<h2>Ak\u00e9 s\u00fa v\u00fdhody FGTS?<\/h2>\n<p>Medzi hlavn\u00e9 v\u00fdhody FGTS m\u00f4\u017eeme zd\u00f4razni\u0165:<\/p>\n<ul>\n<li>Z\u00e1ruka finan\u010dnej stability v \u010dasoch \u0165a\u017ekost\u00ed: FGTS je forma povinn\u00e9ho sporenia, ktor\u00fa mo\u017eno pou\u017ei\u0165 v \u010dasoch finan\u010dn\u00fdch \u0165a\u017ekost\u00ed, ako je nespravodliv\u00e9 prepustenie, v\u00e1\u017ena choroba alebo odchod do d\u00f4chodku.<\/li>\n<li>Mo\u017enos\u0165 k\u00fapy vlastn\u00e9ho b\u00fdvania: Zostatok FGTS je mo\u017en\u00e9 pou\u017ei\u0165 na k\u00fapu nehnute\u013enosti, \u010di u\u017e na \u00fapln\u00e9 alebo \u010diasto\u010dn\u00e9 zaplatenie hodnoty. Okrem toho mo\u017eno FGTS pou\u017ei\u0165 ako z\u00e1lohu na financovanie nehnute\u013enost\u00ed, \u010do u\u013eah\u010duje realiz\u00e1ciu sna o vlastnom b\u00fdvan\u00ed.<\/li>\n<li>Zlep\u0161en\u00e1 kvalita \u017eivota: FGTS mo\u017eno pou\u017ei\u0165 na renov\u00e1ciu alebo roz\u0161\u00edrenie vo va\u0161om vlastnom dome alebo dokonca na n\u00e1kup stavebn\u00e9ho materi\u00e1lu, ktor\u00fd m\u00f4\u017ee v\u00fdrazne zlep\u0161i\u0165 kvalitu \u017eivota pracovn\u00edkov a ich rod\u00edn.<\/li>\n<li>Invest\u00edcia do podnikania: Zostatok FGTS mo\u017eno pou\u017ei\u0165 na investovanie do vlastn\u00e9ho podnikania, \u010do m\u00f4\u017ee by\u0165 zauj\u00edmav\u00e1 mo\u017enos\u0165 pre t\u00fdch, ktor\u00ed chc\u00fa podnika\u0165 a ma\u0165 vlastn\u00fa spolo\u010dnos\u0165.<\/li>\n<li>Zv\u00fd\u0161enie akt\u00edv: Ke\u010f\u017ee FGTS sa ka\u017edoro\u010dne upravuje o referen\u010dn\u00fa sadzbu (TR) plus \u00farok 3% ro\u010dne, m\u00f4\u017ee \u00eds\u0165 o formu dlhodobej invest\u00edcie a zv\u00fd\u0161enia majetku pracovn\u00edka.<\/li>\n<\/ul>\n<h2>Z\u00e1ver<\/h2>\n<p>Na z\u00e1ver mo\u017eno poveda\u0165, \u017ee konzult\u00e1cie s Garan\u010dn\u00fdm fondom servisnej doby (FGTS) s\u00fa jednoduchou a d\u00f4le\u017eitou \u00falohou pre v\u0161etk\u00fdch braz\u00edlskych pracovn\u00edkov, ktor\u00ed maj\u00fa form\u00e1lny zamestnaneck\u00fd vz\u0165ah.<\/p>\n<p>Vedie\u0165, ako z\u00edska\u0165 pr\u00edstup k inform\u00e1ci\u00e1m o va\u0161om zostatku a v\u00fdpise FGTS, m\u00f4\u017ee pom\u00f4c\u0165 s finan\u010dnou organiz\u00e1ciou a pl\u00e1novan\u00edm do bud\u00facnosti.<\/p>\n<p>Okrem toho je mo\u017en\u00e9 zru\u0161i\u0165 FGTS v \u0161pecifick\u00fdch situ\u00e1ci\u00e1ch, napr\u00edklad pri k\u00fape vlastn\u00e9ho b\u00fdvania, po odchode do d\u00f4chodku alebo v pr\u00edpade nespravodliv\u00e9ho prepustenia.<\/p>\n<p>Preto je nevyhnutn\u00e9 pozna\u0165 term\u00edny a pravidl\u00e1 stanoven\u00e9 feder\u00e1lnou vl\u00e1dou na zaru\u010denie pr\u00edstupu k tomuto pracovn\u00e9mu pr\u00e1vu.<\/p>\n<p>Konzult\u00e1cia s FGTS je v skuto\u010dnosti jednoduch\u00fdm, ale nevyhnutn\u00fdm opatren\u00edm na zaru\u010denie finan\u010dnej ochrany a blahobytu braz\u00edlskych pracovn\u00edkov.<\/p>","protected":false},"excerpt":{"rendered":"<p>Dobr\u00fd de\u0148! V tomto \u010dl\u00e1nku budeme hovori\u0165 o tom, ako skontrolova\u0165 FGTS jednoduch\u00fdm a \u013eahk\u00fdm sp\u00f4sobom. V skuto\u010dnosti m\u00e1 Garan\u010dn\u00fd fond servisn\u00e9ho \u010dasu pr\u00e1vo pre v\u0161etk\u00fdch pracovn\u00edkov s form\u00e1lnou zmluvou v Braz\u00edlii a je d\u00f4le\u017eit\u00e9 vedie\u0165, ako sa k t\u00fdmto inform\u00e1ci\u00e1m dosta\u0165. Na za\u010diatok je d\u00f4le\u017eit\u00e9 pochopi\u0165, \u010do [\u2026]<\/p>","protected":false},"author":1,"featured_media":1564,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[62],"tags":[],"class_list":{"0":"post-1563","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-dicas"},"_links":{"self":[{"href":"https:\/\/portaldiadia.com\/sk\/wp-json\/wp\/v2\/posts\/1563","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/portaldiadia.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/portaldiadia.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/portaldiadia.com\/sk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/portaldiadia.com\/sk\/wp-json\/wp\/v2\/comments?post=1563"}],"version-history":[{"count":0,"href":"https:\/\/portaldiadia.com\/sk\/wp-json\/wp\/v2\/posts\/1563\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/portaldiadia.com\/sk\/wp-json\/wp\/v2\/media\/1564"}],"wp:attachment":[{"href":"https:\/\/portaldiadia.com\/sk\/wp-json\/wp\/v2\/media?parent=1563"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/portaldiadia.com\/sk\/wp-json\/wp\/v2\/categories?post=1563"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/portaldiadia.com\/sk\/wp-json\/wp\/v2\/tags?post=1563"}],"curies":[{"name":"pracovn\u00fd list","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}