Learn how the Nubank SuperDigital credit card works for those with bad credit. So, get to know each one and make the right choice according to your needs and interests.
When we have a bad credit rating, we look for options that cater to this audience. Perhaps, you yourself, who are in this situation, are looking for a type that is attractive and advantageous.
It is no wonder that the demand for credit cards for those with bad credit has increased considerably, given how easy they are to obtain and how practical they are to use. Therefore, through it, you can purchase credit according to the amount you have available in your balance.
However, this credit card model for those with bad credit is different from the traditional models that come with a limit. So, this type from Nubank or SuperDigital does not come with a pre-approved limit.
Therefore, you add the amount you want to spend. That's why it's a prepaid card with a credit function, meaning there's no bill to pay the following month.
Want to know the difference between one and the other? If so, see below how each one works, the exclusive benefits and other details.
Nubank SuperDigital Credit Card – For Negatives
Generally, credit cards for those with bad credit work in the same way. So, both Nubank and SuperDigital provide a prepaid card to customers who have a bad credit rating with Serasa, SPC, etc.
And this card is linked to the credit function, so you can use it in stores that require purchases on credit. For example, buying a plane ticket with a certain airline, such as Gol Linhas Aéreas, which you can only buy on credit.
Therefore, you can use this Nubank Superdigital credit card for those with bad credit to get your ticket without any problems.
Additionally, you can make purchases online in e-commerce stores and thus obtain guarantee and security when making payments.
However, with the Nubank credit card, you can pay for your purchases in installments. However, with Superdigital, there is no such payment plan, that is, the purchase is debited from your balance (allocated limit) at the time.
Difference between Nubank and Superdigital credit cards for those with bad credit
To help you understand the difference between the Nubank and Superdigital credit cards for those with bad credit, read the following:
Nubank credit card for people with bad credit
Here is some information to help you understand how the Nubank credit card works and its advantages. So, check it out below:
- It works like a prepaid card, but you need to add money to make up the limit to be spent. However, it allows you to make installments based on the amount you have;
- The money placed there on your limit is used to pay for purchases in installments. Therefore, you should not touch it and only use what is available in your balance;
- When you apply for the Nubank card, you have the chance to build up a limit in the future, that is, you can obtain credit for use;
- Nubank also offers a prepaid credit card with a function to build up a limit in the future.
- More practicality and functionality to control expenses and save money.
- And much more!
SuperDigital credit card for people with bad credit
Here is some information to help you understand how the SuperDigital credit card works and its advantages. So, check it out below:
- It works like a prepaid card, but you need to add money to make up the limit to be spent. However, it does not allow you to make installments based on the amount you have. Therefore, this means that at the time of purchase, the amount spent is debited immediately (as if it were a cash purchase);
- It belongs to the Santander bank and you have the advantage of being a digital account customer;
- You can make purchases online, in e-commerce stores, with the virtual card linked to your credit card;
- Allows you to use your credit card for those with bad credit when taking Uber, books on Kindle, music on Spotify and much more.
