{"id":1563,"date":"2023-04-19T19:42:53","date_gmt":"2023-04-19T19:42:53","guid":{"rendered":"https:\/\/portaldiadia.com\/?p=1563"},"modified":"2023-04-14T19:44:14","modified_gmt":"2023-04-14T19:44:14","slug":"jak-konzultovat-fgts-vse-co-potrebujete-vedet","status":"publish","type":"post","link":"https:\/\/portaldiadia.com\/cs\/jak-konzultovat-fgts-vse-co-potrebujete-vedet\/","title":{"rendered":"Jak zkontrolovat FGTS? V\u0161e, co pot\u0159ebujete v\u011bd\u011bt!"},"content":{"rendered":"

Ahoj! V tomto \u010dl\u00e1nku budeme hovo\u0159it o jak zkontrolovat FGTS<\/strong> jednodu\u0161e a snadno.<\/p>\n

Z\u00e1ru\u010dn\u00ed fond doby slu\u017eby je ve skute\u010dnosti pr\u00e1vem pro v\u0161echny pracovn\u00edky s form\u00e1ln\u00ed smlouvou v Braz\u00edlii a je d\u016fle\u017eit\u00e9 v\u011bd\u011bt, jak k t\u011bmto informac\u00edm z\u00edskat p\u0159\u00edstup.<\/p>\n

Pro za\u010d\u00e1tek je d\u016fle\u017eit\u00e9 pochopit, co je FGTS. Jedn\u00e1 se o fond, kter\u00fd je zam\u011bstnavatel povinen ukl\u00e1dat m\u011bs\u00ed\u010dn\u011b na \u00fa\u010det spojen\u00fd s pracovn\u00edkem, co\u017e odpov\u00edd\u00e1 8% mzdy.<\/p>\n

Tyto pen\u00edze se \u0161et\u0159\u00ed, dokud je pracovn\u00edk nepot\u0159ebuje, a\u0165 u\u017e kv\u016fli nespravedliv\u00e9mu propu\u0161t\u011bn\u00ed, v\u00e1\u017en\u00e9 nemoci nebo odchodu do d\u016fchodu.<\/p>\n

Nyn\u00ed poj\u010fme k v\u011bci: jak zkontrolovat FGTS<\/strong>. Ve skute\u010dnosti existuje n\u011bkolik zp\u016fsob\u016f, jak to ud\u011blat, a ka\u017ed\u00fd z nich vysv\u011btl\u00edme. Sledujte a dozv\u00edte se v\u00edce!<\/p>\n

Jak zkontrolovat FGTS?<\/h2>\n

Prost\u0159ednictv\u00edm webov\u00fdch str\u00e1nek Caixa Economica Federal<\/h3>\n

Nejjednodu\u0161\u0161\u00ed zp\u016fsob, jak zkontrolovat FGTS, je prost\u0159ednictv\u00edm webov\u00e9 str\u00e1nky Caixa Economica Federal.<\/p>\n

K tomu budete muset m\u00edt po ruce sv\u00e9 NIS \u010d\u00edslo a registrovan\u00e9 heslo. Pokud nem\u00e1te heslo, m\u016f\u017eete si ho vytvo\u0159it p\u0159\u00edmo na webu.<\/p>\n

S t\u011bmito informacemi p\u0159ejd\u011bte na web Caixa, klikn\u011bte na \u201eV\u00fdhody a programy\u201c a vyberte \u201eFGTS\u201c. Pot\u00e9 zadejte sv\u00e9 NIS a registrovan\u00e9 heslo. P\u0159ipraveno! Budete m\u00edt p\u0159\u00edstup k z\u016fstatku sv\u00e9ho \u00fa\u010dtu spojen\u00e9ho s FGTS.<\/p>\n

Prost\u0159ednictv\u00edm aplikace Caixa<\/h3>\n

Dal\u0161\u00ed mo\u017enost\u00ed je pou\u017eit\u00ed aplikace Caixa, kter\u00e1 je dostupn\u00e1 pro Android a iOS.<\/p>\n

Postup je podobn\u00fd jako na webu: pro p\u0159\u00edstup k va\u0161emu z\u016fstatku FGTS budete muset zaregistrovat sv\u00e9 \u010d\u00edslo NIS a heslo.<\/p>\n

Ve skute\u010dnosti v\u00e1m aplikace umo\u017e\u0148uje konzultovat i dal\u0161\u00ed informace, nap\u0159\u00edklad kompletn\u00ed v\u00fdpis propojen\u00fdch \u00fa\u010dt\u016f.<\/p>\n

Prost\u0159ednictv\u00edm internetov\u00e9ho bankovnictv\u00ed va\u0161\u00ed banky<\/h3>\n

N\u011bkter\u00e9 banky nab\u00edzej\u00ed i mo\u017enost kontroly FGTS p\u0159es internetov\u00e9 bankovnictv\u00ed. V takov\u00e9m p\u0159\u00edpad\u011b si mus\u00edte ov\u011b\u0159it, zda va\u0161e banka tuto slu\u017ebu nab\u00edz\u00ed, a postupovat podle pokyn\u016f v \u010d\u00e1sti dotazy nebo v\u00fdhody.<\/p>\n

Osobn\u011b na pobo\u010dce Caixa<\/h3>\n

Nakonec je mo\u017en\u00e9 konzultovat FGTS osobn\u011b na pobo\u010dce Caixa. K tomu budete muset p\u0159edlo\u017eit identifika\u010dn\u00ed doklad s fotografi\u00ed a va\u0161\u00edm \u010d\u00edslem NIS. Obsluha v\u00e1s tak bude moci informovat o z\u016fstatku va\u0161eho propojen\u00e9ho \u00fa\u010dtu.<\/p>\n

Pamatujte, \u017ee je d\u016fle\u017eit\u00e9 m\u00edt aktu\u00e1ln\u00ed informace o z\u016fstatku FGTS, zejm\u00e9na v dob\u00e1ch finan\u010dn\u00edch pot\u00ed\u017e\u00ed.<\/p>\n

Ve skute\u010dnosti lze vlo\u017een\u00e9 pen\u00edze pou\u017e\u00edt na r\u016fzn\u00e9 \u00fa\u010dely, jako je splacen\u00ed dluh\u016f, po\u0159\u00edzen\u00ed vlastn\u00edho bydlen\u00ed nebo investice do podnik\u00e1n\u00ed.<\/p>\n

Jak\u00e9 jsou v\u00fdhody FGTS?<\/h2>\n

Mezi hlavn\u00ed v\u00fdhody FGTS m\u016f\u017eeme zd\u016fraznit:<\/p>\n

    \n
  • Z\u00e1ruka finan\u010dn\u00ed stability v dob\u00e1ch pot\u00ed\u017e\u00ed: FGTS je formou povinn\u00e9ho spo\u0159en\u00ed, kter\u00e9 lze vyu\u017e\u00edt v dob\u00e1ch finan\u010dn\u00edch pot\u00ed\u017e\u00ed, jako je nespravedliv\u00e9 propu\u0161t\u011bn\u00ed, v\u00e1\u017en\u00e1 nemoc nebo odchod do d\u016fchodu.<\/li>\n
  • Mo\u017enost koup\u011b vlastn\u00edho bydlen\u00ed: Z\u016fstatek FGTS lze pou\u017e\u00edt na n\u00e1kup nemovitosti, a\u0165 u\u017e na \u00fapln\u00e9 nebo \u010d\u00e1ste\u010dn\u00e9 zaplacen\u00ed hodnoty. Krom\u011b toho lze FGTS pou\u017e\u00edt jako z\u00e1lohu na financov\u00e1n\u00ed nemovitosti, co\u017e usnad\u0148uje realizaci snu o vlastn\u00edm bydlen\u00ed.<\/li>\n
  • Zlep\u0161en\u00e1 kvalita \u017eivota: FGTS lze pou\u017e\u00edt k prov\u00e1d\u011bn\u00ed renovac\u00ed nebo roz\u0161\u00ed\u0159en\u00ed ve va\u0161em vlastn\u00edm dom\u011b nebo dokonce k n\u00e1kupu stavebn\u00edch materi\u00e1l\u016f, kter\u00e9 mohou v\u00fdrazn\u011b zlep\u0161it kvalitu \u017eivota pracovn\u00edk\u016f a jejich rodin.<\/li>\n
  • Investice do podnik\u00e1n\u00ed: Z\u016fstatek FGTS lze pou\u017e\u00edt k investov\u00e1n\u00ed do vlastn\u00edho podnik\u00e1n\u00ed, co\u017e m\u016f\u017ee b\u00fdt zaj\u00edmav\u00e1 mo\u017enost pro ty, kte\u0159\u00ed cht\u011bj\u00ed podnikat a m\u00edt vlastn\u00ed spole\u010dnost.<\/li>\n
  • Zv\u00fd\u0161en\u00ed aktiv: Jeliko\u017e se FGTS ka\u017edoro\u010dn\u011b upravuje o referen\u010dn\u00ed sazbu (TR) plus \u00farok 3% ro\u010dn\u011b, m\u016f\u017ee j\u00edt o formu dlouhodob\u00e9 investice a zv\u00fd\u0161en\u00ed majetku pracovn\u00edka.<\/li>\n<\/ul>\n

    Z\u00e1v\u011br<\/h2>\n

    Z\u00e1v\u011brem lze \u0159\u00edci, \u017ee konzultace s Garan\u010dn\u00edm fondem servisn\u00ed doby (FGTS) je jednoduch\u00fd a d\u016fle\u017eit\u00fd \u00fakol pro v\u0161echny brazilsk\u00e9 pracovn\u00edky, kte\u0159\u00ed maj\u00ed form\u00e1ln\u00ed pracovn\u00ed pom\u011br.<\/p>\n

    V\u011bd\u011bt, jak z\u00edskat p\u0159\u00edstup k informac\u00edm o va\u0161em z\u016fstatku a v\u00fdpisu FGTS, m\u016f\u017ee pomoci s finan\u010dn\u00ed organizac\u00ed a pl\u00e1nov\u00e1n\u00edm do budoucna.<\/p>\n

    Krom\u011b toho je mo\u017en\u00e9 odebrat FGTS ve specifick\u00fdch situac\u00edch, nap\u0159\u00edklad p\u0159i po\u0159\u00edzen\u00ed vlastn\u00edho bydlen\u00ed, p\u0159i odchodu do d\u016fchodu nebo v p\u0159\u00edpad\u011b nespravedliv\u00e9ho propu\u0161t\u011bn\u00ed.<\/p>\n

    Proto je nezbytn\u00e9 zn\u00e1t lh\u016fty a pravidla stanoven\u00e1 feder\u00e1ln\u00ed vl\u00e1dou, aby byl zaru\u010den p\u0159\u00edstup k tomuto pracovn\u00edmu pr\u00e1vu.<\/p>\n

    Konzultace s FGTS je ve skute\u010dnosti jednoduch\u00fdm, ale z\u00e1sadn\u00edm opat\u0159en\u00edm k zaji\u0161t\u011bn\u00ed finan\u010dn\u00ed ochrany a blahobytu brazilsk\u00fdch pracovn\u00edk\u016f.<\/p>","protected":false},"excerpt":{"rendered":"

    Ahoj! V tomto \u010dl\u00e1nku budeme hovo\u0159it o tom, jak zkontrolovat FGTS jednoduch\u00fdm a snadn\u00fdm zp\u016fsobem. Z\u00e1ru\u010dn\u00ed fond doby slu\u017eby je ve skute\u010dnosti pr\u00e1vem pro v\u0161echny pracovn\u00edky s form\u00e1ln\u00ed smlouvou v Braz\u00edlii a je d\u016fle\u017eit\u00e9 v\u011bd\u011bt, jak k t\u011bmto informac\u00edm z\u00edskat p\u0159\u00edstup. Pro za\u010d\u00e1tek je d\u016fle\u017eit\u00e9 pochopit, co [\u2026]<\/p>","protected":false},"author":1,"featured_media":1564,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[62],"tags":[],"class_list":{"0":"post-1563","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-dicas"},"_links":{"self":[{"href":"https:\/\/portaldiadia.com\/cs\/wp-json\/wp\/v2\/posts\/1563","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/portaldiadia.com\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/portaldiadia.com\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/portaldiadia.com\/cs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/portaldiadia.com\/cs\/wp-json\/wp\/v2\/comments?post=1563"}],"version-history":[{"count":0,"href":"https:\/\/portaldiadia.com\/cs\/wp-json\/wp\/v2\/posts\/1563\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/portaldiadia.com\/cs\/wp-json\/wp\/v2\/media\/1564"}],"wp:attachment":[{"href":"https:\/\/portaldiadia.com\/cs\/wp-json\/wp\/v2\/media?parent=1563"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/portaldiadia.com\/cs\/wp-json\/wp\/v2\/categories?post=1563"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/portaldiadia.com\/cs\/wp-json\/wp\/v2\/tags?post=1563"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}